M-Shwari is a paperless Kenyan banking product available to Safaricom mobile phone subscribers. Users can deposit and borrow money using their mobile phones. The service is run by Commercial Bank of Africa in conjunction with Safaricom Ltd. It has recently...

Okoa Jahazi is a service provided by Kenya's leading mobile phone provider, Safaricom. It allows PrePaid subscribers to borrow airtime and pay later. Airtime can be borrowed in units of KES 10, 20, 50 and 100. An advance fee of 10% is levied on each request....