How to Send Money to Kenya Online Through M-PESA
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You can send money from abroad to an eligible Kenyan M-PESA wallet using a transfer service that supports this destination. Wise documents this route. Availability still depends on where you are sending from and the payment method offered to you.
What you need
- An account with a provider that supports your sending country and M-PESA payouts in Kenya.
- Any identity documents requested by that provider.
- The recipient’s full name and registered M-PESA phone number.
- A supported way to pay for the transfer.
Steps
- Open the provider’s official website or app. With Wise, choose Kenya and KES as the receiving currency, then select M-PESA when it is offered.
- Enter the recipient’s name and phone number in the format requested. Wise specifies Kenya’s country code, 254.
- Enter the amount and compare the total you will pay with the Kenyan shillings the recipient will receive. Check the exchange rate, fees and estimated arrival time together.
- Review every recipient detail before paying. Complete any verification requested through the official service.
- Save the transfer reference and track the transfer in your account. If it fails or is delayed, contact the sending provider using that reference.
What about Skrill?
Skrill documents mobile-wallet transfers and withdrawals, but the options depend on the account and destination. Its general instructions do not establish that every user can send to a Kenyan M-PESA wallet. Check whether Kenya and M-PESA are actually offered before depositing money for that purpose.
Withdrawing your own Skrill balance to a personal mobile wallet is a separate operation from sending a remittance to someone else. Skrill requires the personal wallet to be in your own name.
Tip: Compare the final KES payout for the same total payment. A low advertised transfer fee does not necessarily mean the best overall exchange rate.
Archived Skrill screenshots
These original screenshots show the former interface. They are retained for the site’s archive and are not current payment instructions.
