Using Visa QR Payments in Kenya: mVisa and Scan to Pay
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Older Kenyan guides used the name mVisa. Pesapal described Visa on Mobile as formerly mVisa in its earlier material; its current consumer page calls its app feature Scan to Pay.
Do not assume an old bank’s mVisa menu or USSD instructions still work. One currently documented Kenyan route is the Pesapal Mobile app for Visa cardholders. Other bank or provider arrangements must be checked with that provider.
What you need for the Pesapal route
Use the official app download links on Pesapal’s website, an account that meets its registration requirements and an eligible Visa card. The merchant must support the relevant Visa QR payment route.
Register and pay
- Open Pesapal’s official Scan to Pay page and follow its app download link.
- Register in the app and link your Visa card as directed. Confirm any verification or eligibility requirements.
- At a participating merchant, choose Scan to Pay and scan the Visa QR code.
- Check the merchant and amount carefully, and follow the app’s confirmation steps.
- Keep the transaction record and confirm that the merchant has received a successful payment.
Pesapal also documents online QR payments. For an online checkout, follow the participating merchant’s supported payment flow rather than scanning a code supplied by an unrelated person.
Tip: Check fees with your card issuer and provider before using the service. The old claim that every mVisa payment or transfer is universally free should not be relied on.
Archived image
The older mVisa image below is retained for context. It is not evidence that every bank or app shown in the original guide still supports the same service.
